Signing up for 2026 Medicare Part D

Sign Up With any Medicare Advantage Plan with or without drug protection. Sign up with, drop, or switch to another Medicare Benefit Strategy with or without drug protection (or include or drop drug protection). Change from Original Medicare to a Medicare Benefit Strategy from a Medicare Advantage Strategy to Original Medicare.

Within the first 3 months you get Medicare.Switch to another Medicare Advantage Strategy with or without drug protection. Drop your Medicare Advantage Strategy and return to Original Medicare.

Varies. Just for specific situations that occur in your life, like moving to a new address, losing or altering your existing coverage, getting Medicaid, or getting Bonus Assist to pay drug expenses. Find out more about Unique Registration Durations. Depending on your scenario: Sign up with a Medicare Advantage Strategy (with or without drug protection) or Medicare drug planSwitch to another planIf you sign up for Part A and/or Part B during a Special Enrollment Duration due to the fact that of a remarkable scenario, you'll have 2 months to join a plan or switch to another plan.

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Typically, the first of the month after the strategy gets your demand. Other times when you can sign up with a health or drug strategy. If you signed up with a Medicare Benefit Strategy during your Preliminary Registration Period, you can change to another Medicare Advantage Plan (with or without drug coverage) or go back to Original Medicare (with or without a drug strategy) within the first 3 months you have Medicare Part A & Part B.For information about when you can sign up with Medicare Expense Strategies, demonstrations/pilot programs, or the Program of All-inclusive Take Care Of the Elderly (PACE), call the strategies that provide these options.

Direct Consumer Advice for Life Insurance Purchasing

On August 25, 2026, CMS released the "Medicare Advantage and Part D Registration and Disenrollment Assistance" memorandum via HPMS to announce the updates to the registration and disenrollment guidance for MA and Part D plans for 2027. A short summary of the assistance updates, and the updated appendices, model notices, and exhibits for MA and Part D plans are offered in separate files.

This page consists of enrollment and disenrollment guidance for Part D plan sponsors and other parties interested in the policy and operational aspects of Part D strategy enrollment and disenrollment. The assistance on this page covers the registration and eligibility arrangements set forth at 42 CFR 417, Subpart K, 42 CFR 422, Subpart B and 42 CFR 423, Subpart B.

To join Part D plan, an individual mustPrivate Have Medicare Part A (Hospital InsuranceHealthcare Facility or Part B (Medical Insurance). There are six types of election durations: Preliminary Enrollment Period for Part D (Part D IEP)Preliminary Coverage Election Period (ICEP)Yearly Coordinated Election Duration (AEP)Medicare Benefit Open Enrollment Period (MA OEP)Open Registration Duration for Institutionalized People (OEPI)Unique Election Periods (SEPs).

People entitled to Medicare Part A or enrolled in Part B are eligible for Prescription Drug Plans (PDPs). The beneficiary should have both Parts A and B coverage to enroll in a Medicare Benefit Part D (MA-PD) strategy. Additionally, dual-eligible participants and beneficiaries with minimal income and resources who qualify for both Medicare and Medicaid are required to enlist in a Medicare prescription drug program to maintain protection for prescription medication.

How to Enroll in Medicare Part D

Filter to Enter your list of prescription drugs (names, does, frequency)The tool will reveal you prepares available in your location, with estimated expenses (premiums, out-of-pocket)Usage filters or sort by "most affordable expense," "star ranking," and so on, to find strategies that fit you When you pick a plan: Click under the plan you want.

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Verify your personal and Medicare informationProvide any plan-specific information if promptedSubmit the enrollmentNote: In some cases, registration might redirect you to the plan's own website to settle. After registering, you need to get confirmation and can inspect registration status via your accountThe protection efficient date depends on when you enroll (for example, enrolling throughout the open enrollment duration gives coverage beginning January 1 of the next year) If your earnings and resources are restricted, you might qualify for, which lowers your Part D costs (premiums, deductibles, copays).